💰 Business Funding Solutions

We're In The Business Of Growing Businesses

Partner with 123 Business Loans for premium business funding solutions. Instead of lengthy bank processes, we provide fast approvals in 24 hours - we only succeed when you do.

Premium Services That Drive Real Results

Our comprehensive funding solutions are designed to maximize your business growth potential

Term Loans
Traditional business loans with competitive rates and flexible terms
$10K - $5M funding
1-5 year terms
Fixed monthly payments
Lines of Credit
Flexible credit lines for ongoing expenses and cash flow management
$5K - $1M available
Pay only on what you use
Revolving credit
Equipment Financing
Specialized funding for business equipment and machinery purchases
Up to 100% financing
Equipment as collateral
Tax advantages
$2B+
Funded to Date
50K+
Businesses Funded
24hrs
Average Approval Time
98%
Customer Satisfaction

Complete Business Capital Solutions

From startups to established enterprises, we provide comprehensive funding solutions for every stage of your business journey

Startup Funding
We understand the unique challenges startups face. Our specialized startup funding programs help new businesses get the capital they need to launch and grow, even with limited operating history.

New Business Loans

$5K - $250K for businesses as new as 3 months old

Personal Credit Based

Funding based on personal credit when business credit is limited

Business Plan Support

Guidance on strengthening your business plan for funding approval

Equipment Leasing & Financing
Get the equipment your business needs without the large upfront costs. Our equipment financing solutions help you acquire everything from office furniture to heavy machinery.

100% Equipment Financing

Finance up to 100% of equipment cost with competitive rates

Flexible Lease Options

Choose from $1 buyout, FMV, or 10% option leases

All Equipment Types

From computers to construction equipment, we finance it all

Working Capital
Maintain healthy cash flow with flexible working capital solutions for inventory, payroll, and operational expenses.
  • • Seasonal business funding
  • • Inventory financing
  • • Payroll funding
  • • Marketing campaigns
Debt Consolidation
Simplify your finances by consolidating multiple business debts into one manageable payment with better terms.
  • • Lower monthly payments
  • • Improved cash flow
  • • Single payment convenience
  • • Potential rate savings
Business Expansion
Ready to grow? Fund your expansion plans with capital for new locations, additional staff, or market expansion.
  • • New location funding
  • • Franchise opportunities
  • • Market expansion
  • • Acquisition financing

How It Works

Get funded in 4 simple steps. Our streamlined process gets you the capital you need quickly.

1

Apply Online

Complete our simple 5-minute application with basic business information

2

Get Pre-Approved

Receive your pre-approval decision within 24 hours

3

Submit Documents

Upload required documents through our secure portal

4

Receive Funds

Get funded as fast as 24 hours after final approval

Real Business Loan Examples

See actual loan amounts, rates, and terms from businesses we've funded recently across various industries

Manufacturing
$250,000
Precision Metal Works LLC
Interest Rate:12.5% APR
Term:36 months
Monthly Payment:$8,347

"Used funding to purchase new CNC machinery and expand production capacity by 40%"

Restaurant
$75,000
Bella Vista Bistro
Interest Rate:16.8% APR
Term:24 months
Monthly Payment:$3,698

"Renovated dining room, upgraded kitchen equipment, and hired additional staff"

Construction
$500,000
Summit Builders Inc
Interest Rate:9.2% APR
Term:60 months
Monthly Payment:$10,456

"Purchased excavators, dump trucks, and working capital for large commercial projects"

Healthcare
$150,000
Wellness Medical Center
Interest Rate:11.9% APR
Term:48 months
Monthly Payment:$3,892

"Expanded practice with new medical equipment and additional treatment rooms"

Retail
$45,000
Fashion Forward Boutique
Interest Rate:18.5% APR
Term:18 months
Monthly Payment:$2,847

"Seasonal inventory purchase and store renovation for holiday season"

Technology
$100,000
TechSolutions Pro
Interest Rate:14.2% APR
Term:30 months
Monthly Payment:$3,654

"Hired 5 new developers and upgraded server infrastructure for client growth"

Transportation
$325,000
Metro Logistics LLC
Interest Rate:10.8% APR
Term:42 months
Monthly Payment:$8,234

"Purchased 8 new delivery trucks to expand regional service coverage"

Automotive
$85,000
Elite Auto Repair
Interest Rate:15.3% APR
Term:36 months
Monthly Payment:$2,943

"Upgraded diagnostic equipment and expanded service bay capacity"

Professional Services
$60,000
Premier Law Associates
Interest Rate:13.7% APR
Term:24 months
Monthly Payment:$2,798

"Office expansion and legal research software upgrade for growing practice"

Your Business Could Be Next

Rates shown are actual examples from our network of 40+ lenders. Your rate will be determined based on your business profile, credit score, and loan terms. All businesses shown have given permission to share their success stories.

Our Process & Network

We work with over 40 trusted lenders to find you the best rates and terms for your unique business situation

40+
Trusted Lenders
95%
Approval Rate
24hrs
Decision Time
$5M
Max Loan Amount
How We Find Your Best Deal
1

Application Analysis

We analyze your business profile, credit, and funding needs

2

Lender Matching

We submit to multiple lenders simultaneously for best rates

3

Rate Comparison

We compare all offers and present you with the best options

4

Final Approval

You choose your preferred offer and we handle the closing

Credit Requirements & Options
Excellent Credit (750+)6.5% - 12%
Good Credit (700-749)8% - 16%
Fair Credit (650-699)12% - 22%
Poor Credit (550-649)18% - 35%

Good News: We have lenders who work with all credit ranges, including startups and businesses with credit challenges.

Complete Range of Loan Products

Term Loans
$10K - $5M
6 months - 7 years
Fixed payments
6.5% - 35% APR
Lines of Credit
$5K - $1M
Revolving credit
Pay as you use
8% - 25% APR
Equipment Loans
$5K - $2M
Equipment as collateral
Up to 100% financing
5.5% - 20% APR
SBA Loans
$50K - $5M
Government backed
Lowest rates
5% - 13% APR
Why Choose 123 Business Loans?

40+ Lender Network

Access to more funding options than any single lender

Rate Shopping

We negotiate with multiple lenders to get you the best rate

Credit Flexibility

Options for all credit ranges, including challenged credit

Fast Decisions

Pre-approval in 24 hours, funding in as little as 48 hours

No Hidden Fees

Transparent pricing with no upfront costs or hidden charges

Expert Support

Dedicated funding specialists guide you through the process

Ready to Secure Your Business Funding?

Join thousands of businesses that have secured funding through our platform. Start your application today and get pre-qualified in minutes.

No obligation application
Soft credit check only
24-hour pre-approval