Privacy Policy

Your privacy is important to us. This policy explains how we collect, use, and protect your information.

Last updated: January 10, 2025

1. Information We Collect

Personal Information

When you apply for a business loan or use our services, we may collect:

  • Business name, address, and contact information
  • Owner/principal name and personal contact details
  • Financial information including revenue, credit scores, and banking details
  • Tax identification numbers and business registration information
  • Employment history and business operational details

Automatically Collected Information

  • IP address, browser type, and device information
  • Website usage data and analytics
  • Cookies and similar tracking technologies
  • Communication records and customer service interactions

2. How We Use Your Information

We use your information to:

  • Process and evaluate your loan applications
  • Connect you with appropriate lenders in our network
  • Verify your identity and prevent fraud
  • Communicate with you about your application status
  • Provide customer support and respond to inquiries
  • Improve our services and website functionality
  • Comply with legal and regulatory requirements
  • Send marketing communications (with your consent)

3. Information Sharing

With Lenders

We share your application information with lenders in our network to facilitate loan approvals. All lenders are required to maintain confidentiality and use your information only for loan evaluation purposes.

With Service Providers

We may share information with trusted third parties who assist us with:

  • Credit reporting and verification services
  • Payment processing and banking services
  • Technology and website hosting providers
  • Marketing and analytics services
  • Legal and compliance services

Legal Requirements

We may disclose your information when required by law, court order, or to:

  • Comply with legal processes and government requests
  • Protect our rights, property, or safety
  • Prevent fraud or illegal activities
  • Enforce our terms of service

4. Data Security

We implement industry-standard security measures to protect your information:

  • SSL encryption for all data transmission
  • Secure servers with restricted access
  • Regular security audits and updates
  • Employee training on data protection
  • Multi-factor authentication for system access

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but are committed to protecting your data.

5. Your Rights and Choices

You have the right to:

  • Access and review your personal information
  • Request corrections to inaccurate information
  • Opt-out of marketing communications
  • Request deletion of your information (subject to legal requirements)
  • Withdraw consent for data processing where applicable

To exercise these rights, please contact us using the information provided at the end of this policy.

6. Cookies and Tracking

We use cookies and similar technologies to:

  • Remember your preferences and settings
  • Analyze website traffic and user behavior
  • Provide personalized content and advertisements
  • Improve website functionality and user experience

You can control cookie settings through your browser preferences. However, disabling cookies may affect website functionality.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

8. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

9. Changes to This Policy

We may update this privacy policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our website and updating the "Last updated" date.

10. Contact Information

If you have questions about this privacy policy or our data practices, please contact us:

123 Business Loans

info@123businessloans.com
510-706-0516
1309 Coffeen Ave, Sheridan, WY 82801

To empower businesses of all sizes with fast, reliable funding solutions that support growth, stability, and success.